Radhika Apte 
The global economy is undergoing a structural transformation. Rising inflation, geopolitical uncertainty, changing monetary policies and evolving investor behaviour are reshaping how the world stores and grows wealth. Developing economies like India are experiencing this shift more intensely than ever before. And perhaps nowhere is this transformation more visible than in the changing mindset around … Read more
What if stock markets are never closed?What if settlement took seconds instead of days?What if owning a piece of Tesla or Nvidia was as seamless as sending a digital transaction? On 18th March 2026, Nasdaq took a decisive step toward that future. After receiving approval from the U.S. Securities and Exchange Commission, the exchange announced … Read more
What started as buzzword experimentation is quietly turning into market infrastructure. Here’s why that shift matters for the world’s fastest-growing economy. For years, tokenization sat comfortably in the “interesting but distant” category – something worth watching, not acting on. That’s changed. And Hong Kong is the clearest proof. The city has moved from sandbox experiments … Read more
“The beginning of the tokenization of all assets.” — Larry Fink, CEO of BlackRock “Tokenization has the potential to transform financial markets.” — Franklin Templeton leadership “We’re building the infrastructure for digital assets at scale.” — Fidelity Investments This, is what the market is talking about right now. Not in theory.Not in pilots. But in … Read more
Fast-paced skylines, coastal financial powerhouses, rapid urban expansion, global capital flows, and a massive, diverse investor base.Wondering which cities we’re talking about? Well, you guessed it right – Mumbai and Dubai. Two cities. Two global real estate magnets.And increasingly, two case studies in how property ownership is evolving in the age of tokenisation. In Mumbai, … Read more
Why is everyone talking about the RBI these days? It’s not just headlines – it’s numbers that matter. In 2025, the Reserve Bank of India repeatedly cut its policy repo rate – the rate at which banks borrow from the central bank, from 6.50% down to 5.25% by December. That’s a cumulative cut of 125 basis points (1.25%) in one year. This reduction … Read more
Historically, Indian markets have consistently scaled new highs. A more inclusive and mature market ecosystem has laid a strong foundation for growth, innovation, and expanding participation. As the market develops, headline returns continue to rise. Yet the real gap lies not in market returns, but in realised returns. Despite investing in a rapidly growing market, most retail … Read more
I came across an advertisement today that said:“In times of volatility, stable returns are the most precious.” A reasonable line. But it made me pause. Is stability valuable only when everything else is shaking? Most investors instinctively chase high returns, especially in bullish phases. After all, monetary returns don’t exhibit diminishing marginal utility – every extra rupee … Read more
What Is the Optimum Portfolio to Maximize Returns and Minimize Risk? Equity? Bonds? Real estate? Crypto? There is no universally “perfect” portfolio. No one has a crystal ball!Markets evolve, economic cycles shift and every asset class takes its turn leading and lagging. Yet, amid all this uncertainty, two principles survive every cycle and every generation … Read more
Have you noticed how everyone around you is talking about real estate again? From tier-2 cities to luxury markets, something’s clearly shifting. After nearly half a decade, India’s real estate sector is booming and fast approaching its inflation point. The surge in demand is being driven both by families looking for homes and by investors … Read more